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EXPERIENCE & COMMITMENT

      



 

Be Pre-Approved for a Mortgage

You can improve your purchasing power when looking for a home by making sure you are prequalified or pre-approved by a mortgage lender.

If your not approve for a Mortgage take advantage in our in House Mortgage Company and you're going to have more leverage when you make an offer than an average buyer.

At World Mortgage Solutions we Pre-Approve you instead of a simple Pre-Qualification, so when you put an offer you will be given to the seller a stronger offer than the average buyers.

Please call for a 24 Hours Pre-Approval and get the best interest rates, Guaranteed, and Programs available in the state of CT.

Call 860 436 9366 or visit www.WorldMortgageSolutions.net for more information and to Apply online.

How Much Can You Afford?

 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.
 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results 		  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
   No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Company Contact

 

 Ideal Realty, Inc 2239 Berlin Turnpike-Newington, CT 06111 (P) 860 666 2229 (F) 860 666 0200

 

TOLL FREE NUMBER 1 800 860 9822

 

Ideal@IdealRealtyCT.com

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